Ohio Personal Injury Laws
Ohio follows a modified comparative fault system with a 51% bar, meaning you can recover damages only if your fault does not exceed 50%. The general statute of limitations for personal injury is 2 years. Ohio caps non-economic damages at the greater of $250,000 or 3 times economic damages up to $350,000, with exceptions for catastrophic injuries. Ohio is a fault-based auto insurance state.
Last verified: 2026-02-25
Statute of Limitations
Personal injury and product liability claims must be filed within 2 years of the date of injury.
Exceptions
When an injury could not reasonably have been discovered at the time it occurred, the statute begins running from the date the injury was or should have been discovered.
If a person is a minor or of unsound mind when the cause of action accrues, they may bring the action within the applicable period after the disability is removed.
Wrongful death actions must be filed within 2 years of the date of death.
Claims against the state are filed in the Court of Claims. Political subdivisions (counties, cities, townships) have general immunity under Chapter 2744 with specific exceptions such as negligent motor vehicle operation by employees.
Fault & Liability Rules
You can recover damages as long as your fault does not exceed 50% of the combined fault of all parties. Your recovery is reduced by your percentage of fault. If you are 51% or more at fault, you recover nothing.
Damage Caps
Non-economic damages are capped at the greater of $250,000 or 3 times the plaintiff's economic loss, up to $350,000 per plaintiff or $500,000 per occurrence. No cap applies for permanent and substantial physical deformity, loss of a limb or organ, or permanent injury preventing independent self-care.
Punitive damages are capped at 2 times compensatory damages. For small employers (100 or fewer employees) or individuals, the cap is the lesser of 2 times compensatory damages or 10% of net worth, up to $350,000.
Auto Insurance System
Ohio is a fault-based auto insurance state. The at-fault driver is responsible for damages. Minimum liability coverage is 25/50/25 ($25,000 per person, $50,000 per accident for bodily injury, $25,000 for property damage).
Filing Requirements
Filing fees for civil complaints in Ohio Common Pleas courts vary by county, typically ranging from $200 to $350 plus per-defendant service fees.
Cases are generally filed in the county where the defendant resides or where the cause of action arose. Ohio courts may exercise personal jurisdiction over persons who transact business, commit tortious acts, or cause injury in Ohio.
Key Ohio Statutes
A defendant found more than 50% at fault is jointly and severally liable for all economic damages. Defendants at 50% or less are only severally liable for their proportional share. Non-economic damages are always apportioned proportionally. Intentional tort defendants remain jointly and severally liable regardless of percentage.
A wrongful death action is brought by the personal representative of the deceased on behalf of the surviving spouse, children, parents, and other next of kin.
Ohio's dram shop law is restrictive. A liquor permit holder is liable only if the injury occurred on the permit holder's premises or controlled parking lot and was proximately caused by the permit holder's or employee's negligence.
The owner, keeper, or harborer of a dog is strictly liable for any injury, death, or loss caused by the dog. Exceptions: the victim was committing a criminal offense or teasing, tormenting, or abusing the dog.
Official Sources
Not Legal Advice
This information is for general reference only and does not constitute legal advice. Laws change — verify current statutes at Ohio Legislature — Revised Code. For advice about your specific situation, consult a licensed attorney.
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