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Maine Personal Injury Laws

Maine follows a modified comparative fault system with a 50% bar, meaning you can recover damages only if you are less than 50% at fault. Maine is a traditional fault-based auto insurance state. The general statute of limitations for personal injury is 6 years, one of the longest in the country.

Last verified: 2026-02-25

Statute of Limitations

All civil actions, including personal injury claims, must be filed within 6 years after the cause of action accrues. This is one of the longest limitation periods in the United States.

Exceptions

Discovery Rule (Limited)6 years from discovery14 M.R.S. § 752

Maine courts apply the discovery rule only in narrow circumstances: legal malpractice, foreign object medical malpractice, negligent diagnosis medical malpractice, and asbestosis cases.

MinorsTolled until age 18, then standard period14 M.R.S. § 853

The statute of limitations is tolled for minors until they reach the age of 18, at which point the standard limitation period begins.

Medical Malpractice3 years24 M.R.S. § 2902

Claims for professional negligence against healthcare providers must be filed within 3 years after the cause of action accrues.

Wrongful Death3 years from date of death18-C M.R.S. § 2-807

Wrongful death actions must be commenced within 3 years after the date of death. If death was caused by homicide, the period extends to 6 years from discovery.

Fault & Liability Rules

Modified Comparative Fault (50% Bar)14 M.R.S. § 156

You can recover damages as long as your fault is less than 50%. If you are found equally at fault (50% or more), you are barred from recovering any damages. Your recovery is reduced by your percentage of fault.

Damage Caps

Compensatory Damages: No cap

Maine does not impose a statutory cap on compensatory damages in personal injury cases.

Punitive Damages: Generally not available18-C M.R.S. § 2-807

Maine generally does not allow punitive damages in personal injury cases. Punitive damages are available only in wrongful death actions, capped at $500,000.

Wrongful Death — Noneconomic Damages: $1,000,000 (adjusted for inflation)18-C M.R.S. § 2-807

Damages for loss of comfort, society, and companionship of the deceased, including emotional distress, are capped at $1,000,000, adjusted annually for inflation starting in 2024.

Auto Insurance System

Tort (Fault-Based)29-A M.R.S. § 1605

Maine is a traditional fault-based auto insurance state. The at-fault driver’s insurance is responsible for covering damages. Maine requires liability insurance with minimum coverage of $50,000 per person/$100,000 per accident for bodily injury and $25,000 for property damage.

Key Maine Statutes

Joint and Several Liability14 M.R.S. § 156

Each defendant found liable remains jointly and severally liable for the full amount of damages. If a defendant settles and is dismissed, remaining defendants can still establish that party’s liability at trial.

Wrongful Death18-C M.R.S. § 2-807

An action for wrongful death may be brought by the personal representative of the deceased within 3 years of the date of death. Recoverable damages include economic losses, loss of comfort and companionship (capped at $1,000,000 adjusted for inflation), and punitive damages (capped at $500,000).

Dog Owner Strict Liability7 M.R.S. § 3961

The owner or keeper of a dog is liable for damages caused by the dog to a person’s body or property, regardless of the owner’s knowledge of the dog’s viciousness.

Official Sources

Not Legal Advice

This information is for general reference only and does not constitute legal advice. Laws change — verify current statutes at Maine State Legislature — Statutes. For advice about your specific situation, consult a licensed attorney.

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