Louisiana Workers' Compensation Laws

Nearly all employers must carry workers' compensation insurance. Coverage applies from the first day on the job for all part-time, temporary, and seasonal workers. Exemptions include private residential household employees, private unincorporated farm employees, and musicians/performers under performance contracts. Corporate officers owning 10%+ stock may opt out.

TTD benefits are 66 2/3% of the employee's average weekly wage. Maximum weekly benefit (Sept 2024-Aug 2025): $845/week. Minimum: $225/week. Benefits continue until the employee reaches Maximum Medical Improvement (MMI) or returns to work.

Paid when an employee can work but cannot earn at least 90% of pre-injury wages. Rate: 66 2/3% of the difference between pre-injury and post-injury earning capacity. Maximum duration: 520 weeks (including TTD time).

Employees have the right to select one treating physician in any field or specialty. If the employer directs the employee to a specific physician without proper written notice, that doctor may not count as the employee's choice.

Employees must provide written notice of injury to the employer within 30 days. The employer/insurer must provide a Choice of Physician Form (LWC-WC 1121) to the employee.