Wisconsin Personal Injury Laws
Wisconsin follows a modified comparative fault system with a 51% bar. The general statute of limitations for personal injury is 3 years. Wisconsin does NOT cap non-economic damages in general PI cases (only in med mal). The state has a unique "Safe Place Statute" (Wis. Stat. § 101.11) imposing a heightened duty on employers and building owners. Wisconsin is a fault-based auto insurance state with 25/50/10 minimums.
Last verified: 2026-02-25
Statute of Limitations
Personal injury actions must be filed within 3 years of the date of injury.
Exceptions
Wrongful death actions generally have a 3-year statute of limitations.
Motor vehicle-related wrongful death has a shorter 2-year statute of limitations.
The statute is tolled for minors until they reach age 18. They then have 2 years to file. Note: this tolling does NOT apply to medical malpractice claims.
Claims against municipalities require written notice within 120 days, stating time, date, location, circumstances, and persons involved. Failure to give notice bars the claim. Government liability is capped at $50,000 for municipalities and $250,000 for the state.
Fault & Liability Rules
A plaintiff can recover only if their fault does not exceed the fault of the defendant(s). At 51% or more fault, the plaintiff recovers nothing. Damages are reduced by the plaintiff's percentage of fault. A defendant 51% or more at fault is jointly and severally liable; below 51%, liability is proportional only.
Damage Caps
Wisconsin does NOT cap non-economic damages in general personal injury cases. Caps exist only for medical malpractice ($750,000) and wrongful death ($350,000 adult / $500,000 minor).
Wrongful death claims for loss of society and companionship are capped at $350,000 for adults and $500,000 for minors.
Punitive damages are capped at the greater of 2 times compensatory damages or $200,000. Exception: no cap when the defendant was operating a vehicle while intoxicated.
Auto Insurance System
Wisconsin is a fault-based state. Minimum liability limits are 25/50/10. Uninsured motorist (UM) coverage is required at 25/50. Underinsured motorist (UIM) coverage has been optional since 2011.
Key Wisconsin Statutes
Employers and owners of public buildings have a heightened, non-delegable duty to maintain premises in as safe a condition as the nature of the premises reasonably permits. This is stricter than ordinary negligence — constructive knowledge of defects may be inferred from failure to inspect. A major additional theory of liability in Wisconsin premises cases.
Official Sources
Not Legal Advice
This information is for general reference only and does not constitute legal advice. Laws change — verify current statutes at Wisconsin Statutes. For advice about your specific situation, consult a licensed attorney.
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