Pennsylvania Personal Injury Laws
Pennsylvania follows a modified comparative fault system with a 51% bar — you can recover damages only if your fault is less than 51%. The general statute of limitations for personal injury is 2 years. Pennsylvania is a choice no-fault auto insurance state, meaning drivers choose between limited tort (lower premiums, restricted pain and suffering claims) and full tort (unrestricted right to sue). There are no caps on compensatory damages in general personal injury cases.
Last verified: 2026-02-25
Statute of Limitations
Personal injury claims must be filed within 2 years of the date of injury.
Exceptions
When an injury is not immediately apparent, the statute of limitations begins running from the date the plaintiff knew or should have known of the injury and its cause.
If the injured person is a minor (under 18), the statute of limitations is tolled until they turn 18. They then have 2 years to file.
Wrongful death actions must be filed within 2 years of the date of death.
Claims against the Commonwealth or local government agencies require written notice within 6 months of the injury. The underlying 2-year statute of limitations still applies.
Fault & Liability Rules
You can recover damages only if your fault is less than 51%. Your recovery is reduced by your percentage of fault. If you are 51% or more at fault, you recover nothing.
Damage Caps
Pennsylvania does not cap compensatory damages in general personal injury cases.
Pennsylvania has no statutory cap on punitive damages, but courts review awards for excessiveness. Punitive damages require proof of outrageous conduct by clear and convincing evidence.
Auto Insurance System
Pennsylvania is a choice no-fault state. Drivers choose between limited tort (lower premiums, can sue for pain and suffering only if injury meets a "serious injury" threshold) and full tort (unrestricted right to sue). Minimum liability coverage is 15/30/5 ($15,000 per person, $30,000 per accident for bodily injury, $5,000 for property damage). First-party medical benefits of $5,000 are required.
Filing Requirements
Filing fees for civil complaints vary by county. Philadelphia County and Allegheny County tend to be on the higher end.
Cases are generally filed in the county where the cause of action arose or where the defendant resides or does business.
Key Pennsylvania Statutes
A defendant who is 60% or more at fault is jointly and severally liable for the full amount of economic damages. Defendants less than 60% at fault are only severally liable for their proportional share. Exception: intentional tortfeasors and those liable for releasing hazardous substances remain jointly and severally liable regardless of percentage.
A wrongful death action may be brought by the spouse, children, or parents of the deceased to recover damages for loss of companionship. A survival action is brought by the personal representative for damages the decedent would have been entitled to had they survived.
Drivers who chose limited tort can recover for pain and suffering only if the injury qualifies as a "serious injury" (death, serious impairment of body function, or permanent serious disfigurement). Full tort policyholders have no such restriction. Passengers and pedestrians have full tort rights regardless.
Official Sources
Not Legal Advice
This information is for general reference only and does not constitute legal advice. Laws change — verify current statutes at Pennsylvania General Assembly. For advice about your specific situation, consult a licensed attorney.
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