New Jersey Workers' Compensation Laws
New Jersey requires all employers with at least one employee to carry workers' compensation insurance. The TTD benefit rate is 70% of average weekly wages — one of the highest rates in the nation. Claims must be filed within 2 years of the accident. Medical treatment has no dollar cap or time limit.
Last verified: 2026-02-25
Statute of Limitations
Injuries should be reported to the employer within 90 days (immediate reporting advised). Claim petitions must be filed within 2 years of the accident date or 2 years from the last payment of compensation/medical benefits. Occupational diseases: 2 years from when the worker knew or should have known the condition was work-related.
Key New Jersey Statutes
All NJ employers with at least one employee (full-time, part-time, or seasonal) must carry workers' compensation insurance or be approved for self-insurance. Covers public employees, volunteer firefighters, first aid/rescue workers. Non-compliance is a criminal offense.
TTD rate is 70% of average weekly wages — one of the highest in the nation. Maximum weekly benefit for 2026: $1,598.66. Minimum: $320.00. Medical treatment has no dollar cap or time limit.
Official Sources
Not Legal Advice
This information is for general reference only and does not constitute legal advice. Laws change — verify current statutes at NJ Department of Labor — Workers' Compensation. For advice about your specific situation, consult a licensed attorney.
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