Maryland Workers' Compensation Laws

The injured worker must notify the employer within 10 days of the injury (oral or written). For death, the family must notify within 30 days. The employer must file a First Report of Injury with the WCC within 10 days of learning of the accident.

For occupational diseases, the 2-year period begins when the employee knew or should have known the disease was related to employment.

TTD benefits are 2/3 of the employee's average weekly wage, with a 2025 maximum of $1,493/week and a minimum of $50/week. Benefits continue until the employee can return to work or reaches maximum medical improvement (MMI).

All employers with 1 or more employees must carry workers' compensation insurance. Exceptions: agricultural employers with fewer than 3 employees or annual payroll under $15,000, and sole proprietors/partners who may elect coverage.

Maryland's Subsequent Injury Fund compensates workers whose pre-existing conditions are substantially worsened by a workplace injury. Encourages employers to hire disabled individuals by limiting employer liability to only the current injury. Requires combined disability exceeding 50% of the body (250 weeks). Funded by a 6.5% assessment on permanent disability and death awards.

Provides workers' comp benefits to employees injured while working for employers who illegally failed to carry insurance. Self-funded through fines and assessments, with reimbursement sought from the uninsured employer.

PPD benefits are based on a schedule of body parts (e.g., arm = 300 weeks, leg = 280 weeks). The 2025 maximum PPD rate is $498/week. PPD benefits may be paid in addition to TTD.