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Ohio Personal Injury Laws

Ohio follows a modified comparative fault system with a 51% bar, meaning you can recover damages only if your fault does not exceed 50%. The general statute of limitations for personal injury is 2 years. Ohio caps non-economic damages at the greater of $250,000 or 3 times economic damages up to $350,000, with exceptions for catastrophic injuries. Ohio is a fault-based auto insurance state.

Last verified: 2026-02-25

Statute of Limitations

Personal injury and product liability claims must be filed within 2 years of the date of injury.

Exceptions

Discovery Rule2 years from discoveryOhio Rev. Code § 2305.10

When an injury could not reasonably have been discovered at the time it occurred, the statute begins running from the date the injury was or should have been discovered.

Minors / DisabilityTolled until disability is removedOhio Rev. Code § 2305.16

If a person is a minor or of unsound mind when the cause of action accrues, they may bring the action within the applicable period after the disability is removed.

Wrongful Death2 years from date of deathOhio Rev. Code § 2125.02

Wrongful death actions must be filed within 2 years of the date of death.

Government Claims (Court of Claims)2 years; political subdivisions have immunity with exceptionsOhio Rev. Code §§ 2743.02, 2744.02

Claims against the state are filed in the Court of Claims. Political subdivisions (counties, cities, townships) have general immunity under Chapter 2744 with specific exceptions such as negligent motor vehicle operation by employees.

Fault & Liability Rules

Modified Comparative Fault (51% Bar)Ohio Rev. Code § 2315.33

You can recover damages as long as your fault does not exceed 50% of the combined fault of all parties. Your recovery is reduced by your percentage of fault. If you are 51% or more at fault, you recover nothing.

Damage Caps

Non-Economic Damages: Greater of $250,000 or 3x economic damages, up to $350,000 per plaintiffOhio Rev. Code § 2315.18

Non-economic damages are capped at the greater of $250,000 or 3 times the plaintiff's economic loss, up to $350,000 per plaintiff or $500,000 per occurrence. No cap applies for permanent and substantial physical deformity, loss of a limb or organ, or permanent injury preventing independent self-care.

Punitive Damages: 2x compensatory damagesOhio Rev. Code § 2315.21

Punitive damages are capped at 2 times compensatory damages. For small employers (100 or fewer employees) or individuals, the cap is the lesser of 2 times compensatory damages or 10% of net worth, up to $350,000.

Auto Insurance System

Ohio is a fault-based auto insurance state. The at-fault driver is responsible for damages. Minimum liability coverage is 25/50/25 ($25,000 per person, $50,000 per accident for bodily injury, $25,000 for property damage).

Filing Requirements

Filing Fee (Common Pleas Court)~$200–$350

Filing fees for civil complaints in Ohio Common Pleas courts vary by county, typically ranging from $200 to $350 plus per-defendant service fees.

Venue / Personal JurisdictionOhio Rev. Code § 2307.382

Cases are generally filed in the county where the defendant resides or where the cause of action arose. Ohio courts may exercise personal jurisdiction over persons who transact business, commit tortious acts, or cause injury in Ohio.

Key Ohio Statutes

Joint and Several LiabilityOhio Rev. Code § 2307.22

A defendant found more than 50% at fault is jointly and severally liable for all economic damages. Defendants at 50% or less are only severally liable for their proportional share. Non-economic damages are always apportioned proportionally. Intentional tort defendants remain jointly and severally liable regardless of percentage.

A wrongful death action is brought by the personal representative of the deceased on behalf of the surviving spouse, children, parents, and other next of kin.

Dram Shop Liability (Restrictive)Ohio Rev. Code § 4399.18

Ohio's dram shop law is restrictive. A liquor permit holder is liable only if the injury occurred on the permit holder's premises or controlled parking lot and was proximately caused by the permit holder's or employee's negligence.

Dog Bite Liability (Strict Liability)Ohio Rev. Code § 955.28

The owner, keeper, or harborer of a dog is strictly liable for any injury, death, or loss caused by the dog. Exceptions: the victim was committing a criminal offense or teasing, tormenting, or abusing the dog.

Official Sources

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in Ohio.

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