New Jersey Workers' Compensation Laws
New Jersey requires all employers with at least one employee to carry workers' compensation insurance. The TTD benefit rate is 70% of average weekly wages — one of the highest rates in the nation. Claims must be filed within 2 years of the accident. Medical treatment has no dollar cap or time limit.
Last verified: 2026-02-25
Statute of Limitations
Injuries should be reported to the employer within 90 days (immediate reporting advised). Claim petitions must be filed within 2 years of the accident date or 2 years from the last payment of compensation/medical benefits. Occupational diseases: 2 years from when the worker knew or should have known the condition was work-related.
Key New Jersey Statutes
All NJ employers with at least one employee (full-time, part-time, or seasonal) must carry workers' compensation insurance or be approved for self-insurance. Covers public employees, volunteer firefighters, first aid/rescue workers. Non-compliance is a criminal offense.
TTD rate is 70% of average weekly wages — one of the highest in the nation. Maximum weekly benefit for 2026: $1,598.66. Minimum: $320.00. Medical treatment has no dollar cap or time limit.
Official Sources
Not Legal Advice
This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in New Jersey.
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