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Colorado Workers' Compensation Laws

Colorado requires all employers with 1 or more employees to carry workers' compensation insurance. Injured employees must notify their employer within 10 days and file a claim within 2 years. Temporary total disability benefits are 2/3 of average weekly wage, with the maximum weekly benefit of $1,396.85 (July 2025–June 2026).

Last verified: 2026-02-25

Statute of Limitations

10-day employer notice; 2-year claim deadlineC.R.S. §§ 8-43-102, 8-43-103

Employees must provide written notice to their employer within 10 days of injury. Claims must be filed with the Division of Workers' Compensation within 2 years of injury or death. Extended to 3 years with reasonable excuse if the employer is not prejudiced. Toxic exposure claims (radiation, asbestos, silicosis) have a 5-year deadline from commencement of disability.

Key Colorado Statutes

Employer Coverage RequirementC.R.S. § 8-40-302

All employers with 1 or more employees (full-time or part-time) must carry workers' compensation insurance. Limited exemptions for casual farm/ranch labor under $2,000/year and domestic workers in private homes.

Temporary Total Disability BenefitsC.R.S. § 8-42-105

TTD benefits are 2/3 of the employee's average weekly wage. Maximum weekly benefit is $1,396.85 (July 2025–June 2026). Benefits begin after missing more than 3 shifts.

Employer Reporting ObligationC.R.S. § 8-43-101

Employers must file a First Report of Injury with the Division of Workers' Compensation within 10 days of receiving notice of the injury. The insurer must admit or contest liability within 20 days.

Official Sources

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in Colorado.

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