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Idaho Personal Injury Laws

Idaho follows a modified comparative fault system with a 50% bar, meaning you can recover damages only if your fault is less than that of the defendant. Idaho is an at-fault (tort) auto insurance state. The general statute of limitations for personal injury is 2 years. Idaho also imposes a cap on noneconomic damages that adjusts annually.

Last verified: 2026-02-25

Statute of Limitations

Personal injury claims must be filed within 2 years of the date of injury. This applies to most negligence and professional malpractice claims.

Exceptions

Discovery Rule (Concealment)1 year from discovery or 2 years from the act, whichever is laterIdaho Code § 5-219(4)

When an injury was fraudulently and knowingly concealed by the wrongdoer in a professional or commercial relationship, the claim accrues when the injured party knows or should have known of the injury.

MinorsTolled until age 18, then standard periodIdaho Code § 5-230

The statute of limitations is tolled for minors until they reach age 18, at which point the standard 2-year period begins running.

Wrongful Death2 years from date of deathIdaho Code § 5-219(4)

Wrongful death actions must be filed within 2 years of the date of death, not the date of the underlying incident.

Fault & Liability Rules

Modified Comparative Fault (50% Bar)Idaho Code § 6-801

You can recover damages only if your fault is less than that of the defendant. Your recovery is reduced by your percentage of fault. If you are 50% or more at fault, you recover nothing. Idaho applies the "individual rule," comparing your fault to each defendant separately.

Damage Caps

Noneconomic Damages: Approximately $490,512 (adjusted annually on July 1)Idaho Code § 6-1603

Idaho caps noneconomic damages (pain and suffering, emotional distress) at a base of $250,000, adjusted annually by the Idaho Industrial Commission based on changes in the average annual wage. The cap does not apply if the defendant acted with willful or reckless misconduct or committed a felony.

Economic Damages: No cap

Idaho does not cap economic damages such as medical expenses, lost wages, and future care costs.

Punitive Damages: No fixed statutory capIdaho Code § 6-1604

Punitive damages require an amendment to the complaint and proof by clear and convincing evidence of oppressive, fraudulent, malicious, or outrageous conduct. The court determines whether to allow the claim to proceed.

Auto Insurance System

Tort (At-Fault)Idaho Code § 49-1229

Idaho is an at-fault state. The driver who causes the accident is responsible for damages. Idaho requires minimum liability coverage of $25,000 per person / $50,000 per accident for bodily injury and $15,000 for property damage (25/50/15).

Key Idaho Statutes

Joint and Several Liability (Limited)Idaho Code § 6-803

Idaho has limited joint and several liability. Each defendant is generally liable only for their proportionate share of damages. Joint and several liability applies only when defendants acted in concert, in an agency relationship, or in certain other limited circumstances.

Government ClaimsIdaho Code § 6-906

Claims against the State of Idaho or its political subdivisions must be filed within 180 days of the incident. Failure to provide timely notice bars the claim.

Official Sources

Not Legal Advice

This information is for general reference only and does not constitute legal advice. Laws change — verify current statutes at Idaho State Legislature — Statutes. For advice about your specific situation, consult a licensed attorney.

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